SMALL BUSINESS LOANS FOR HEALTH CARE WORKERS

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Health care workers are so important in our society. Hospital workers can be taken for granted until we ourselves end up in the hospital. The care we receive plays a huge role in how we overcome injury and disease. We depend on general practitioners a great deal to hopefully keep us out of the hospital. Besides family doctors, there are also chiropractors, acupunturists, and homeopathy practitioners. These professionals offer services that can protect and support our health using unique modalities. Despite the benefits, their skillsets are sometimes difficult to find. None of this is to discount specialists who help us with complicated disease. Cardiologists, gastroenterologists, and ophthalmologists are examples of specialists who may not get enough credit for their work. Whether you are a dentist, nurse, or other health care professional, your work is appreciated.

Health care is an important field that is unfortunately subject to the limitations of cost. These costs range from trivial things for day to day activity such as needles and syringes, ultrasound gel, and sanitizing cleaners. Tagging along are the big ticket machine and equipment costs, loans for the building, and the costs associated with maintaining adequate staff. Associates have their own bills with their salary taking out a chunk of profit and student loans and continuing education expenses adding to financial burdens. All these costs are covered through billing to patients. Virtually all health care workers are fueled by a passion that wishes they could provide their services free of charge to all who need them. Unfortunately, this kind of altruism would result in defaults on loans and the end of the business altogether. In this case, no one would get treated. Passing on these costs through the price of services is one way to keep the lights on.

Both conventional and alternative medicine have many associated costs with them. If you are the practice owner, you have all these considerations in addition to any headaches of holding a team together, maneuvering around schedules, and taking care of complaints. What can a business loan do for you?

If your staff members are burning out, it may be time to scale back on hours and hire more staff to deal with the extra time and excess patients seeking care. While your business model may not support that right off the bat, a loan can help make up the difference. Now you may be able to afford the extra help you truly need. This could result in fewer mistakes, happier patients, and an increase in productivity.

Is your equipment old and finicky? Sometimes it can be embarrassing bringing out old equipment when the latest and greatest are so intuitive and convenient. New technology, or even gently used, can have a great cost associated with it. There is no doubt, however, that this investment can return tenfold in terms of profit, time saved, and even increased confidence your clientele will show in your practice. Upgrading when the options are fairly new also helps patients see your practice as the best and gives you a competitive edge.

In this day and age of smart technology, some health care workers are still using paper records. While this type of record keeping can be tried and true, many software systems exist to ease the process. They can cut down on the time spent writing records, so that bedside patient care increases. There are also more layers to both security and checks and balances, meaning decreased privacy breeches and decreased medical errors. There are so many ways to utilize these systems. While cost is definitely a factor when determining what is best for your practice, make sure that priority doesn’t overshadow your decision. A small business loan will relieve pressure in the decision making process. Pick the best software that will increase efficiency for you and your team. Use our loan options and you can repay your costs it in small payments instead of all at once.

Besides equipment, continuing education is also so important. Medicine is a dynamic field that is always changing. Breakthroughs can completely change the way pathophysiology is understood, resulting in new knowledge of how to treat old diseases. New techniques are developed that allow better strategies in medicine, surgery, and alternative therapies to take over and improve results to the patient. Continuing education is necessary but not without its costs. Some team members may pull double shifts in order to allow their colleagues the time to attend conferences and wet labs. Many associates expect and a time and money allowance in order to pursue continuing education and keep their knowledge and their skills up to date. A loan can help stretch resources in order to be able to send professionals to the continuing education course of their choice. It may even bridge the losses that will accrue for closing for a day or so, if it would be beneficial for the whole team to attend.

Health care workers deserve to have the loans necessary in order to keep their businesses running. The wellbeing of their patients depends on their ability to provide services with the best equipment and skills possible. Fundwise Capital has many options for you in order to support your practice.

Dynamic start-up funding offers 0% interest for a wide range of high value loans. Applicants have been approved for $250,000 in some cases with a personal credit score of at least 650.

If that option doesn’t approve you for the amount you desire, but your credit score is high, a personal term loan can be pursued independently, or even paired with that loan. Interest rates vary from 7% up as long as your annual revenue is $50,000 or more. Other conditions may apply, let us help you pursue this option!

Is your credit score not awful, but suffering a little? Your business credit score can bail you out. A score of 600+ and $20,000+ in sales per month can qualify you. Loans are available for up to $500,000.

Are credit cards weighing down your credit score? Fundwise Capital can help you with bridge loans to pay those off, then allow you to qualify for your larger loan. Move the money to pay off the bridge loans and start investing the rest into your business.

These are just a few of the options you may qualify for you. Apply today for your no obligation phone call and let us walk you through the process. One application will open multiple doors for you. Trust the professionals at Fundwise Capital. Their knowledge and network can offer your best chance for the loan you want. With creative loan solutions available, there are so many ways to qualify.

Don’t wait, start the process today!

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